tag:blogger.com,1999:blog-11756320968909158922011-04-21T20:44:24.911-07:00Economic Policy Institute asked retirement expert Teresa Ghilarducci to come up with a replacement for the current system of individual accounts. The resulting Guaranteed Retirement Account plan is a hybrid that combines the best features of defined-benefit and defined-contribution plans, including steady and predictable employer and employee contributions, low administrative costs, and guaranteed lifetime benefits.IncomeWidgetsnoreply@blogger.comBlogger51100tag:blogger.com,1999:blog-1175632096890915892.post-66883638904127041632008-10-24T14:06:00.000-07:002008-10-24T14:08:54.977-07:00The plan to save early retirement<br />Economist Teresa Ghilarducci argues that we needn't be chained to our desks forever.<br />By Pat Regnier, Money Magazine editor-at-large<br />Last Updated: April 23, 2008: 10:19 AM EDT<br /><br />Full Story: <a href="http://money.cnn.com/2008/04/22/pf/retirement/early_retirement.moneymag/index.htm">http://money.cnn.com/2008/04/22/pf/retirement/early_retirement.moneymag/index.htm</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1175632096890915892-6688363890412704163?l=guaranteed-retirement-account.blogspot.com' alt='' /></div>IncomeWidgetsnoreply@blogger.com0tag:blogger.com,1999:blog-1175632096890915892.post-73948888371809386182008-10-24T14:02:00.000-07:002008-10-24T14:03:31.462-07:00Would Obama, Dems Kill 401(k) Plans?<br />October 23, 2008 10:47 AM ET <a href="http://www.usnews.com/Topics/tag/Author/j/james_pethokoukis/index.html">James Pethokoukis</a> <a href="http://www.usnews.com/blogs/capital-commerce/2008/10/23/would-obama-dems-kill-401k-plans.html">Permanent Link</a> <a class="print" href="http://www.usnews.com/blogs/capital-commerce/2008/10/23/would-obama-dems-kill-401k-plans_print.htm" target="_blank">Print</a><br />I hate to use the "S" word, but the American government would never do something as, well, socialist as seize private pension funds, right? This is exactly what cash-strapped Argentina just did in the name of protecting workers' retirement accounts (Efharisto, <a href="http://faustasblog.com/" target="_new">Fausta's Blog</a>). Now, even Uncle Sam isn't that stupid, but some Democrats might try something almost as loopy: kill 401(k) plans.<br /><br />FULL POST: <a href="http://www.usnews.com/blogs/capital-commerce/2008/10/23/would-obama-dems-kill-401k-plans.html">http://www.usnews.com/blogs/capital-commerce/2008/10/23/would-obama-dems-kill-401k-plans.html</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1175632096890915892-7394888837180938618?l=guaranteed-retirement-account.blogspot.com' alt='' /></div>IncomeWidgetsnoreply@blogger.com0tag:blogger.com,1999:blog-1175632096890915892.post-8171400218595507902008-10-24T13:58:00.000-07:002008-10-24T14:00:37.699-07:00Teresa Ghilarducci is the Bernard and Irene Schwartz Chair of Economic Policy Analysis and the director of the Schwartz Center for Economic Policy Analysis at the New School for Social Research as of January 2008. Her new book, When I'm Sixty Four: The Plot against Pensions and the Plan to Save Them, Princeton University Press, investigates how to revive the promise of retirement to working Americans. Ghilarducci taught economics at the University of Notre Dame for 25 years.<br /><br />Web Site: <a href="http://www.nd.edu/~tghilard/">http://www.nd.edu/~tghilard/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1175632096890915892-817140021859550790?l=guaranteed-retirement-account.blogspot.com' alt='' /></div>IncomeWidgetsnoreply@blogger.com0tag:blogger.com,1999:blog-1175632096890915892.post-54839284358014144432008-10-22T21:46:00.000-07:002008-10-24T13:53:58.183-07:00<div align="center">Saving Retirement in the Face of America’s Credit Crises:<br />Short Term and Long Term Solutions<br />Oral Testimony<br />Committee on Education and Labor<br />The Impact of the Financial Crisis on Workers’ Retirement Security<br />Tuesday October 7, 2008 </div><div align="center"><a href="http://www.house.gov/ed_workforce/testimony/2008-10-07-TeresaGhilarducci.pdf">http://www.house.gov/ed_workforce/testimony/2008-10-07-TeresaGhilarducci.pdf</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1175632096890915892-5483928435801414443?l=guaranteed-retirement-account.blogspot.com' alt='' /></div>IncomeWidgetsnoreply@blogger.com0tag:blogger.com,1999:blog-1175632096890915892.post-79553294051861961482008-10-22T21:34:00.000-07:002008-10-24T13:40:02.429-07:00<span style="font-family:times new roman;"><span class="">AA</span>RP STUDY</span><br /><span class=""></span><a href="http://assets.aarp.org/rgcenter/econ/saving_options.pdf">http://assets.aarp.org/rgcenter/econ/saving_options.pdf</a><br /><br />US House Committee on Ways and Mans<br /><a href="http://waysandmeans.house.gov/hearings.asp?formmode=view&amp;id=7105">http://waysandmeans.house.gov/hearings.asp?formmode=view&amp;id=7105</a><br /><br />Economic Policy Institute (Press Release)<br /><a href="http://www.epi.org/newsroom/releases/2007/11/071120-Retire-ASP-Release.pdf">http://www.epi.org/newsroom/releases/2007/11/071120-Retire-ASP-Release.pdf</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1175632096890915892-7955329405186196148?l=guaranteed-retirement-account.blogspot.com' alt='' /></div>IncomeWidgetsnoreply@blogger.com0